corporate

board of
directors

David Heine 
MSc, BEc, MAFC, MAICD
Non-Executive Director

David joined Cuscal in 1999, and is currently responsible for product management, marketing, customer partnerships, planning and research functions. The product and customer partnerships division aggregates all of Cuscal’s front office functions ensuring that the customer experience is backed by quality products, and promises that can be counted on.

A member of the Australian Payments Clearing Association (APCA) Board since 2007, David is currently its deputy chairman. He also chairs the Finance and Audit Committee and Payments Policy Committee for APCA. David became Director on the eftpos Payments Australia Limited (ePAL) Board in September 2010.

David has more than 18 years’ experience in the financial services industry, including working for Deutsche Funds Management and Deutsche Life. He was a Credit Union Financial Support System (CUFSS) Director between 2004 and 2011. David is a member of the Australian Institute of Company Directors.